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MITCHELL-JOSEPH

Enjoy life. We've got you covered.

Welcome to Mitchell-Joseph Insurance Agency
Honeoye Falls, NY | Naples, NY | Rushville, NY

Mitchell-Joseph Insurance Agency is an independent, family-owned business that has been providing protection and expertise to our communities for more than 50 years. With over 200 years of combined insurance experience, you can trust Mitchell-Joseph to guide you through the complex world of Auto Insurance, Home Insurance, Business /Commercial Insurance, Renters Insurance, Farm Insurance, Flood Insurance, and Umbrella Insurance.

Unlike many insurance agencies that only offer you policies from a single insurance company provider, Mitchell-Joseph's loyalty is dedicated solely to you and your business. We represent 24 insurance companies—not just one—which gives us the ability to provide you with competitive quotes so that you can gain far greater control and buying power over the policies you need.

Independent NY Insurance Agency Representing 24 Insurance Companies

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Mitchell-Joseph Announces New BLOG!

We've created a BLOG so that our customers can read helpful tips and valuable information that they can use to make better decisions about their insurance. Our latest article asks the question: Do you have enough coverage to pay for rental car reimbursement?

We insure drivers with all types of driving records and explore many options to get you the best Auto Insurance rate with the right amount of coverage to meet your. Whether you need Car Insurance, Boat Insurance, RV Insurance, or Collector Car Insurance, we're here to help.

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ADDITIONAL VEHICLE INSURANCE

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Mitchell-Joseph Boat Insurance covers everything from small boats to yachts, houseboats, pontoons, and recreational vehicles/jet skis. Our marine insurance covers personal, recreational, or commercial use.

BOAT
INSURANCE

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If you need insurance in New York for a recreation vehicle–such as an ATV (All-Terain Vehicle), Mitchell-Joseph Insurance can help protect your investment so you can enjoy your free time and just have FUN.

RECREATIONAL VEHICLE
INSURANCE

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Classic cars or collector cars can be a big investment. We help you protect the time, energy, and money you’ve put into your muscle car, antique sports car, or other classic vehicle. We understand how to protect your investment.

COLLECTOR
CAR
INSURANCE

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Homes are different sizes, qualities, ages, and locations. Because Mitchell-Joseph's insurance agents are independent,  we have the resources of of 24 insurance companies and the knowledge to find the Homeowner's Insurance policy that fits you best. 

ADDITIONAL HOME INSURANCE

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Rental Property Insurance helps pay for damage or loss of your property and items such as equipment, furniture, supplies, fixtures, and more. We insure everything from single family rental homes to multi-unit apartment complexes.

RENTAL PROPERTY
INSURANCE

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Condo Insurance covers belongings, property damage, personal liability if someone is hurt at your home (medical bills, legal expenses), and living expenses if you need to temporarily vacate as a result of a covered loss.

CONDOMINIUM
INSURANCE

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Motor Home & Camper Insurance refers to motor homes, campers, and trailers and protects you from excessive out-of-pocket liability costs due to an accident caused by you that results in bodily injury or property damage.

MOTOR HOME & CAMPER
INSURANCE

With commercial business insurance, there are no one-size-fits-all solutions. Mitchell-Joseph Insurance Agency will craft a customized Business Insurance policy that fits your exact needs. Our insurance agents will discuss the many options available including, but not limited to: 

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ADDITIONAL COMMERCIAL INSURANCE

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It’s important that every business, small or large, has a Business Liability Insurance policy. This type of insurance protects you and your business from claims that involve bodily injuries and/or property damage.

GENERAL 
LIABILITY
INSURANCE

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Product Liability Insurance provides protection for your business from financial loss stemming from legal liability incurred as a result of injury or damage caused by the use of a product that you produce and/or sell.

PRODUCT
LIABILITY
INSURANCE

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Cyber Liability Insurance protects a business from the high cost of data breaches, a malicious software attack, cyber security threats, and misuse of sensitive information. This type of insurance can cover legal fees, repairs, credit monitoring, and more.

CYBER
LIABILITY
INSURANCE

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Commercial Auto and Truck Liability Insurance protects the assets of a company from claims when a vehicle that is used for conducting business, (as opposed to a personal use vehicle), has an incident causing bodily injury or property damage.

COMMERCIAL AUTO & TRUCK
INSURANCE

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Commercial Property Insurance protects your building and its contents, and business and rental income from losses due to fire, flood, explosions, theft, vandalism, and more. It helps pay for these types of losses, and replaces lost income.

COMMERCIAL
PROPERTY
INSURANCE

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Restaurant and Bar Insurance protects your business from liability cause by food and drink related incidences, property damage, employee accidents, customer injuries occur on your property, and more.

RESTAURANT
& BAR
INSURANCE

COMBINE HOME & AUTO INSURANCE AND SAVE

Ask us how Mitchell-Joseph Insurance can combine your Auto Insurance with your Homeowners Insurance or Renters Insurance policies to get you the most discounts available in the marketplace. Talk to one of our insurance agents to learn more.

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