![](https://static.wixstatic.com/media/dd7e42_048b3ba63e0648818c8a71b479cda48e~mv2.jpg/v1/fill/w_980,h_570,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/dd7e42_048b3ba63e0648818c8a71b479cda48e~mv2.jpg)
MITCHELL-JOSEPH Insurance Agency
Enjoy life. We've got you covered.
You've Come to
the Right Place!
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We take the time to get to know our clients so we can better meet their insurance needs.
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We provide products and insurance policies that ensure you are protected against loss.
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We strive to give you unparalleled customer service from our insurance agents and administrative staff.
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Our insurance agency serves the Rochester, NY, Pittsford, NY, Naples, NY, Honeoye Falls, NY, and Rushville, NY, areas.
Mitchell-Joseph Insurance
Auto Insurance | Home Insurance | Business Insurance
Renters Insurance | Flood Insurance | Umbrella Insurance | Farm Insurance
Mitchell-Joseph Insurance Agency is an independent, family-owned business that has been providing protection and expertise to our communities for more than 50 years. Our insurance agency serves the Rochester, NY, Pittsford, NY, Naples, NY, Honeoye Falls, NY, and Rushville, NY, areas. With over 200 years of combined insurance experience, you can trust Mitchell-Joseph to guide you through the complex world of Car and Auto Insurance, Homeowner's Insurance, Business and Commercial Insurance, Renters Insurance, Farm Insurance, and more.
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Unlike many insurance agencies that only offer you policies from a single insurance company provider, Mitchell-Joseph's loyalty is dedicated solely to you and your business. We represent 24 insurance companies—not just one—which gives us the ability to provide you with competitive quotes so that you can gain far greater control and buying power over the policies you need. To see a complete list of all of the types of insurance we offer, visit our Insurance Coverages landing page.
Locations: Honeoye Falls, NY (Serving Pittsford, NY), Naples, NY, Rushville, NY
From Honeoye Falls to Pittsford, NY, the Auto Insurance experts at Mitchell-Joseph have got you covered!
Our insurance agency provides auto insurance for the Rochester, NY, Pittsford, NY, Naples, NY, Honeoye Falls, NY, and Rushville, NY, areas. We explore many options to get you the best Car and Auto Insurance rate with the right amount of coverage to meet your needs. Whether you need Car Insurance, Boat Insurance, RV Insurance, or Collector Car Insurance, we're here to help.
![Women in car clapping hands in Auto Insurance section](https://static.wixstatic.com/media/11062b_03a09d40775d4772a4f191ad5c7f6ac9~mv2.jpg/v1/crop/x_1313,y_467,w_2575,h_2159/fill/w_403,h_338,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Car%20Clap.jpg)
ADDITIONAL VEHICLE INSURANCE
![Green MJ Icon in a circle #1 for Boat Insurance](https://static.wixstatic.com/media/dd7e42_44258927d0a54151bde8882e80085342~mv2.png/v1/crop/x_0,y_7,w_514,h_502/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Green_edited.png)
![Blue MJ Icon in a circle #1 for Boat Insurance](https://static.wixstatic.com/media/dd7e42_ed835c86954c47ed846ba106eca97ee9~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue.png)
Mitchell-Joseph Boat Insurance covers everything from small boats to yachts, houseboats, pontoons, and recreational vehicles/jet skis. Our marine insurance covers personal, recreational, or commercial use.
BOAT
INSURANCE
![Green MJ Icon in a circle #2 for Recreational Vehicle Insurance](https://static.wixstatic.com/media/dd7e42_44258927d0a54151bde8882e80085342~mv2.png/v1/crop/x_0,y_7,w_514,h_502/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Green_edited.png)
![Blue MJ Icon in a circle #2 for Recreational Vehicle Insurance](https://static.wixstatic.com/media/dd7e42_ed835c86954c47ed846ba106eca97ee9~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue.png)
If you need insurance in New York for a recreation vehicle–such as an ATV (All-Terain Vehicle), Mitchell-Joseph Insurance can help protect your investment so you can enjoy your free time and just have FUN.
RECREATIONAL VEHICLE
INSURANCE
![Green MJ Icon in a circle #3 for Collector Car Insurance](https://static.wixstatic.com/media/dd7e42_44258927d0a54151bde8882e80085342~mv2.png/v1/crop/x_0,y_7,w_514,h_502/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Green_edited.png)
![Blue MJ Icon in a circle #3 for Collector Car Insurance](https://static.wixstatic.com/media/dd7e42_ed835c86954c47ed846ba106eca97ee9~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue.png)
Classic cars or collector cars can be a big investment. We help you protect the time, energy, and money you’ve put into your muscle car, antique sports car, or other classic vehicle. We understand how to protect your investment.
COLLECTOR
CAR
INSURANCE
From Honeoye Falls to Pittsford, NY, our Homeowners Insurance agents at Mitchell-Joseph are ready to help protect your home.
Homes are different sizes, qualities, ages, and locations. Because Mitchell-Joseph's insurance agents are independent, we have the resources of of 24 insurance companies and the knowledge to find the Homeowner's Insurance policy that fits you best. We serve home insurance customers in the Rochester, NY, Pittsford, NY, Naples, NY, Honeoye Falls, NY, and Rushville, NY, areas.
ADDITIONAL HOME INSURANCE
![Blue MJ Icon in a circle #1 for Rental Property Insurance](https://static.wixstatic.com/media/dd7e42_7c5bad6b96f74e7f83700cac3f7eda25~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Green MJ Icon in a circle #1 for Rental Property Insurance](https://static.wixstatic.com/media/dd7e42_8a5331c5d666486ca5f9b68120f56a59~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Revised.png)
Rental Property Insurance helps pay for damage or loss of your property and items such as equipment, furniture, supplies, fixtures, and more. We insure everything from single family rental homes to multi-unit apartment complexes.
RENTAL PROPERTY
INSURANCE
![Blue MJ Icon in a circle #2 for Condominium Insurance](https://static.wixstatic.com/media/dd7e42_7c5bad6b96f74e7f83700cac3f7eda25~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Green MJ Icon in a circle #2 for Condominium Insurance](https://static.wixstatic.com/media/dd7e42_8a5331c5d666486ca5f9b68120f56a59~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Revised.png)
Condo Insurance covers belongings, property damage, personal liability if someone is hurt at your home (medical bills, legal expenses), and living expenses if you need to temporarily vacate as a result of a covered loss.
CONDOMINIUM
INSURANCE
![Blue MJ Icon in a circle #3 for Motor Home & Camper Insurance](https://static.wixstatic.com/media/dd7e42_7c5bad6b96f74e7f83700cac3f7eda25~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Green MJ Icon in a circle #3 for Motor Home & Camper Insurance](https://static.wixstatic.com/media/dd7e42_8a5331c5d666486ca5f9b68120f56a59~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Revised.png)
Motor Home & Camper Insurance refers to motor homes, campers, and trailers and protects you from excessive out-of-pocket liability costs due to an accident caused by you that results in bodily injury or property damage.
MOTOR HOME & CAMPER
INSURANCE
Whether you live in Rochester, Honeoye Falls, Naples, Rushville, or Pittsford, NY, Business Insurance agents are waiting to customize solutions that fit your needs.
With commercial business insurance, there are no one-size-fits-all solutions. Mitchell-Joseph Insurance Agency will craft a customized Comercial/Business Insurance policy that fits your exact needs. We serve business insurance customers in the Rochester, NY, Pittsford, NY, Naples, NY, Honeoye Falls, NY, and Rushville, NY, areas. Our commercial business insurance offerings include, but are not limited to:
MORE BUSINESS INSURANCE
![Blue MJ Icon in a circle #1 for General Liability Insurance](https://static.wixstatic.com/media/dd7e42_2cfd55f795af4e7d99232ebdd7efffdc~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_280,h_273,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Gray MJ Icon in a circle #1 for General Liability Insurance](https://static.wixstatic.com/media/dd7e42_56277c92793346229ee181e99b79b0d2~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20GRAY.png)
It’s important that every business, small or large, has a Business Liability Insurance policy. This type of insurance protects you and your business from claims that involve bodily injuries and/or property damage.
GENERAL
LIABILITY
INSURANCE
![Gray MJ Icon in a circle #2 for Product Liability Insurance](https://static.wixstatic.com/media/dd7e42_56330f80720c428aaaf34281507f7873~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Gray MJ Icon in a circle #2 for Product Liability Insurance](https://static.wixstatic.com/media/dd7e42_56277c92793346229ee181e99b79b0d2~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20GRAY.png)
Product Liability Insurance provides protection for your business from financial loss stemming from legal liability incurred as a result of injury or damage caused by the use of a product that you produce and/or sell.
PRODUCT
LIABILITY
INSURANCE
![Blue MJ Icon in a circle #3 for Cyber Liability Insurance](https://static.wixstatic.com/media/dd7e42_0838f63144d749ebb6ef225acfcf5269~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Gray MJ Icon in a circle #3 for Cyber Liability Insurance](https://static.wixstatic.com/media/dd7e42_56277c92793346229ee181e99b79b0d2~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20GRAY.png)
Cyber Liability Insurance protects a business from the high cost of data breaches, a malicious software attack, cyber security threats, and misuse of sensitive information. This type of insurance can cover legal fees, repairs, credit monitoring, and more.
CYBER
LIABILITY
INSURANCE
![Blue MJ Icon in a circle #4 for Commercial Auto & Truck Insurance](https://static.wixstatic.com/media/dd7e42_b33c5f34cdd74ddcb290d7dc95a8e01b~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Gray MJ Icon in a circle #4 for Commercial Auto & Truck Insurance](https://static.wixstatic.com/media/dd7e42_56277c92793346229ee181e99b79b0d2~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20GRAY.png)
Commercial Auto and Truck Liability Insurance protects the assets of a company from claims when a vehicle that is used for conducting business, (as opposed to a personal use vehicle), has an incident causing bodily injury or property damage.
COMMERCIAL AUTO & TRUCK
INSURANCE
![Blue MJ Icon in a circle #5 for Commercial Property Insurance](https://static.wixstatic.com/media/dd7e42_31e14b77f26a484f99abef6aa02131e7~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Gray MJ Icon in a circle #5 for Commercial Property Insurance](https://static.wixstatic.com/media/dd7e42_56277c92793346229ee181e99b79b0d2~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20GRAY.png)
Commercial Property Insurance protects your building and its contents, and business and rental income from losses due to fire, flood, explosions, theft, vandalism, and more. It helps pay for these types of losses, and replaces lost income.
COMMERCIAL
PROPERTY
INSURANCE
![Blue MJ Icon in a circle #6 for Restaurant & Bar Insurance](https://static.wixstatic.com/media/dd7e42_a97a66c4bf874bdeb42f01dbadbddee5~mv2.png/v1/crop/x_0,y_6,w_515,h_503/fill/w_291,h_284,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20Blue_edited.png)
![Gray MJ Icon in a circle #6 for Restaurant & Bar Insurance](https://static.wixstatic.com/media/dd7e42_56277c92793346229ee181e99b79b0d2~mv2.png/v1/crop/x_0,y_4,w_515,h_506/fill/w_290,h_285,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/MJ%20Icon%20Web%20GRAY.png)
Restaurant and Bar Insurance protects your business from liability cause by food and drink related incidences, property damage, employee accidents, customer injuries occur on your property, and more.
RESTAURANT
& BAR
INSURANCE
![Couple in rented apartment eating pizza representing renters insurance](https://static.wixstatic.com/media/dd7e42_3166712c8b814e908fd69974c5ccecf9~mv2.jpg/v1/fill/w_230,h_158,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/dd7e42_3166712c8b814e908fd69974c5ccecf9~mv2.jpg)
Just because your'e paying rent instead of a mortgage doesn't mean that your possessions are any less valuable. If you experience theft or loss of possessions as a result of a fire, you landlord is not responsible for replacing those items. We serve renter's insurance customers in the Rochester, NY, Pittsford, NY, Naples, NY, Honeoye Falls, NY, and Rushville, NY, areas.
![Flooding in a residential neighborhood](https://static.wixstatic.com/media/11062b_9e559474f9fd47b0a73f7669ec4bcbda~mv2.jpg/v1/fill/w_225,h_127,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_9e559474f9fd47b0a73f7669ec4bcbda~mv2.jpg)
For most homeowners, floods are a low-likelihood but high-cost risk. If you are hit by flooding you could lose your personal possessions, face major reconstruction work, and be left without a place to live for months while your property is made habitable again. We serve flood insurance customers in the Rochester, NY, Pittsford, NY, Naples, NY, Honeoye Falls, NY, and Rushville, NY, areas.
![Decorated Umbrellas](https://static.wixstatic.com/media/11062b_c4b97c00383547b5a5c3e698768e3767~mv2.jpeg/v1/fill/w_225,h_150,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/11062b_c4b97c00383547b5a5c3e698768e3767~mv2.jpeg)
Umbrella insurance is important in to protect you if you are being sued for large sums of money. If you're wondering if you should consider this type of insurance, read our Blog article that explains who needs Umbrella Insurance? We currently serve umbrella insurance customers in the Rochester, NY, Pittsford, NY, Naples, NY, Honeoye Falls, NY, and Rushville, NY, areas.
We help farmers mitigate their risks through farm insurance and risk management services. We focus on dairy farms, grain farms, fruit and vegetable farms, crop insurance and pollution insurance. We serve farmers throughout the New York State farmlands in Cayuga County, Monroe County, and other areas in the region. Our office is located in Honeoye Falls, NY.
COMBINE HOME & AUTO INSURANCE AND SAVE
Ask us how Mitchell-Joseph Insurance can combine your Car Insurance with your Homeowners Insurance or if you rent an apartment–Renters Insurance policies to get you the most discounts available in the marketplace. Talk to one of our insurance agents to learn more.
![Money in jar representin savings on home and auto insurance](https://static.wixstatic.com/media/bf5eb5d4973f47119364c3e64d067003.jpg/v1/crop/x_470,y_0,w_2808,h_2336/fill/w_406,h_338,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Dollar%20Bill%20in%20Jar.jpg)
Independent NY Insurance Agency Representing 24 Insurance Companies
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