PROTECT YOUR VEHICLE AND YOUR FAMILY
Your New York Auto Insurance Experts
TV and radio commercials selling Auto Insurance make a lot of boasts about offering you the lowest rates in the industry. The truth is, Auto Insurance is based on so many different variables that none of them are the lowest all the time. When an insurance company claims that they will sell you a policy that fits your budget, any agent or company can do this simply by cutting coverage. Often people will visit our agency after purchasing an inexpensive policy online or over the phone and don't know what they purchased. They only know that it was the least expensive thing they could find. Unfortunately, they often learn that the cheapest rate can cost them much more in the end. At Mitchell-Joseph Insurance Agency, we have an ethical obligation to give you the options that will best protect your vehicle, as well as protect you from lawsuits.
Boat/Watercraft & RV Insurance
Our Auto Insurance agents will help you determine how much coverage you need for yourself and your car, the amount of deductible you are willing to pay out-of-pocket, and how much coverage you can afford. Then, we do the shopping around for you. We'll also look for ways you can save by not recommending coverage you don’t need and looking for available discounts.
A Boat Insurance policy protects you, your passengers, and your investment. It covers bodily injury, property damage, vandalism, theft, fire, guest passenger liability, and medical payments due to an accident. You can trust our insurance agents to provide the best insurance coverage for your boat, yacht, jet ski, speed boats, or sail boat. If you have any questions about coverage, contact one of our insurance agents.
Recreational Vehicle (RV) Insurance includes many of the same coverages that you'll find on a standard Auto Insurance policy, but your auto policy may not protect motor homes, campers, ATVs, quads, golf carts, various types of trailers, van and bus conversions. The insurance pros at Mitchell-Joseph understand the variables of RV Insurance and will guide you on the best policy for your needs.
Mitchell-Joseph understands how to insure classic cars, which have their own unique requirements. If your car is damaged in an accident and you're at fault, repairs and replacement parts will be more costly than a conventional car. A Collector Car Insurance policy covers situations like this and more. We're experienced in insuring classic cars and can provide you with the protection you need.