Suburb Neighborhood

HOME
INSUR
ANCE

HOME IS WHERE LIFE HAPPENS. PROTECT IT WELL.

NY Homeowners Insurance Specialists

Every home is unique––different sizes, qualities, ages, locations, and on and on. At Mitchell-Joseph Insurance Agency, we represent multiple insurance companies which allows us to tailor your homeowner’s policy specifically for your home. We’ve also gained a solid reputation for unmatched personalized service–always seeing the homes we insure in person. We feel that’s important. We'll also review your current homeowner’s insurance policy with you and make adjustments in the event that your situation changes.  

LIABILITY
INSURANCE

Mitchell-Joseph Insurance Agency not only focuses on insuring your house and its contents, but we also make sure that you're adequately covered against liability. Let's say a guest falls down your stairs or trips over a crumbling concrete walkway and sustains serious injury. We make sure you have enough insurance coverage so that you're not forced to pay out-of-pocket.

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WHEN WATER
ISN'T YOUR FRIEND

The best time to prepare for a flood is well before the waters rise. But many people are not aware that their Homeowner’s Insurance policy doesn’t necessarily cover flooding. Mitchell-Joseph Insurance Agency will design a policy that protects your home, its physical contents, and assets from damages resulting from flooding.

ADDITIONAL DWELLINGS WE INSURE

RENTAL PROPERTY INSURANCE

Rental Property Insurance, also known as Landlord Insurance – protects non-owner-occupied rental properties. A landlord policy can cover a building rented to commercial tenants or to families and individuals. Residential properties include apartment complexes, condominiums, homes, or vacation property. Contact our office for details.

Victorian Detail
Neighborhood

CONDOMINIUM
INSURANCE

Condominium Insurance is similar to a homeowner’s policy, except that it works in conjunction with your condo’s homeowner’s association (HOA) insurance. Usually, external or outdoor areas fall under your condo association’s insurance, while any damages within your condo are your responsibility. Contact one of our agents for more details.