INSURANCE
COVERAGE
PROTECTION FOR YOUR HOME, AUTO, BUSINESS, AND MORE.
Customized Insurance Solutions
In Honeoye Falls (Serving Pittsford, NY), Naples, and Rushville, NY
Mitchell-Joseph Insurance agents make it their priority to get to know you and your world. They are there to help you through the changes in your life and your business. Whether you need insurance because you've just rented your first apartment or you're buying a new home and need to protect it, we've got a customized solution to meet your needs. Maybe you're moving your business to a new building and are looking for the appropriate Business or Commercial Insurance or adding a teen driver to your car insurance policy, we're here to navigate the changes necessary to your coverages.
AUTO INSURANCE
What the TV ads from insurance companies don't tell you is that those low prices come at a cost––underinsured customers. We're focused on making sure you are adequately covered, not just on giving you the lowest price. We've gained a solid reputation for personal service you can't get by clicking a button online. If you have any questions, visit our Auto Insurance FAQs page.
HOME INSURANCE
When an emergency happens, feeling safe that you're covered takes precedence over thinking about the amount of your premium payment. A $20k loss when you only have a $10k policy will make you wish Mitchell-Joseph was taking care of your insurance from the start. Got questions? Visit our Homeowners Insurance FAQs page.
BUSINESS INSURANCE
There are many types of Commercial Insurance policies available depending on the type of business you have and your needs. One of our insurance agents will help make choosing the right coverage a lot easier than if you tried to figure it out yourself, or by choosing the lowest online cost. If you have any questions, please read our Business Insurance FAQs page or call us at (585) 624-2180.
RENTERS INSURANCE
If you live in an apartment, Renters Insurance helps protect you from liability, replaces your 'stuff' after a loss, and ensures that you have a temporary place to live. A Mitchell-Joseph Insurance agent can help choose the right coverage. Click the link below to learn more about how to protect your belongings. Or, visit our Renters Insurance FAQs page.
FARM & COUNTRY
INSURANCE
Farm & Country Insurance, a division of Mitchell-Joseph Insurance, insures dairy farms, grain farms, fruit farms, vegetable farms, and agribusinesses. We also provide crop insurance, a federally subsidized insurance program that protects growing crops. Learn more about farm insurance, by visiting the Farm & Country Insurance website.
FLOOD INSURANCE
The majority of disasters in the US involve flooding. In traditional Homeowners Insurance, or Condominium and Renters Insurance, Flood Insurance from a natural disaster is not covered. Maybe you feel safe not carrying flood insurance because you’re not living on a coast or are not in ‘flood zone’, but the risk is real and you could end up losing your biggest investment. To understand the difference between water backup insurance and flood insurance, read our informative article. They're not the same.
UMBRELLA INSURANCE
Car Insurance and Homeowners Insurance policies usually offer some degree of liability coverage, but won't protect you if you get sued for extremely large sums of money. Without Umbrella Insurance, the financial and emotional toll it can have on you, your family, and your business could be devastating. We can help. For the most common questions our customers ask, visit our Umbrella Insurance FAQs page to get answers.
